Estate Planning

Estate Planning Services

The experienced benefits lawyers of Glover Russell, P.A. provide advice and counsel for retirement, health and employee benefits, and ERISA in Mississippi. Pension and employee benefits questions are of concern to companies and individuals alike. Our benefits law firm strive to provide you with prompt, practical advice and solutions concerning retirement benefits such as the following:

• 401(k), employer-sponsored plans that enable employees to save in an account with the income tax on the deposits and interest deferred until they are withdrawn at retirement
• 403(b), which operate similarly to 401k plans, available to employees of non-profits, public education, and hospital organizations
• Profit sharing, incentive plans in which a share of a company’s profits are typically accumulated in a tax-deferred account until an employee retires or leaves the company
• Pension, regular payments made to a retiree who is no longer earning a regular income from employment
• IRA (individual retirement account), a worker’s personal account for which the deposits and interest are tax-deferred until they are withdrawn at retirement
• ESOP (employee stock ownership plan), in which employees are allocated shares of company securities or stock
• PERS (public employee pension plan), provided to employees of federal, state, or local government

Insurance benefits

Our insurance benefit attorneys offer skilled legal support in the following areas:

• Health insurance, which covers medical expenses resulting from illness or injury
• Disability insurance, which provides a portion of income lost as a result of illness or injury
• Group insurance, which typically provides coverage for a number of persons (for example, employees of a company and their dependents) under a single contract issued to an employer or other group or self insured
• Life insurance, which provides financial protection to your beneficiaries against the lost income resulting from your death
• Annuities, which are contracts with an insurance company that provide regular lifetime income to the person(s) named in the contract in exchange for the policyholder’s contributions
• VEBA, voluntary employees benefit association, which provide certain benefits

Contact us for skilled legal guidance

Our attorneys are knowledgeable in all aspects of retirement plans, including plan design, qualification and terminations under ERISA, and the Internal Revenue Code. Additionally, we provide advice and counsel with respect to other laws relating to retirement benefit plans, such as HIPAA, COBRA and FMLA.  When you are entitled to any of these benefits and your claim has been reduced or denied, we can help you with your administrative appeal or suit in federal court.

When you need a law firm skilled in pension and employee benefits, including business, tax, ERISA and estate matters, please call our office at 888-457-4379 or contact us online so we may assist you.